Getting Paid Should Be Simple
In residential construction, payment is often the most friction-filled part of the job. BuildLedger eliminates that friction entirely.
Step 1: Connect Your Stripe Account
Complete Stripe Connect onboarding in about 5 minutes: business name, EIN or SSN, bank account, and basic identity verification. Once connected, you can receive payments on any project.
Step 2: Create and Send an Invoice
Build a milestone-based or line-item invoice. The homeowner receives a notification and reviews it directly in their BuildLedger dashboard.
Step 3: Homeowner Pays
- ACH bank transfer: 2–3 business day settlement, 0.8% fee capped at $5
- Credit or debit card: Near-instant, 2.9% + 30 cents
- Text-to-Pay: SMS payment link — homeowner pays from their phone, no login required
Step 4: Funds Arrive in Your Bank
ACH settles in 2–3 business days. Cards typically available next business day. Project ledger auto-updates and both parties get email confirmation.
Subcontractor Payments
Subs submit invoices through the platform. You review, approve, and pay via ACH. Full payment history per project, per sub.
Offline Payments
Log check, Zelle, or cash payments as offline — the ledger still updates and creates a full record.